Sandy Spring Bank has a variety of CDs to meet your savings needs and performance is guaranteed when you lock in one of our competitive fixed interest rates. To lock in one of our FDIC-insured CDs, simply select the product and term that best supports your company's financial goals.
Open a Sandy Spring Bank CD! Click the links below to apply online or visit a Sandy Spring Bank branch.
CD Specials
| TERM | MINIMUM | RATE | APPLY NOW |
| 8-Month CD Special | $500 | 3.75%1 APY* | OPEN NOW |
| 14-Month CD Special | $2,500 | 3.65%2 APY* | Open Now |
Not sure that CDs meet your business' savings needs? Learn more about our Business Premier Money Market.
Current CDs
| Term | Minimum Opening Balance | Apply Online |
|---|---|---|
| Term 6-Month | Minimum Opening Balance $1,000 | Apply Online Apply Now |
| Term 12-Month | Minimum Opening Balance $1,000 | Apply Online Apply Now |
| Term 18-Month | Minimum Opening Balance $1,000 | Apply Online Apply Now |
| Term 24-Month | Minimum Opening Balance $1,000 | Apply Online Apply Now |
| Term 30-Month | Minimum Opening Balance $1,000 | Apply Online Apply Now |
| Term 36-Month | Minimum Opening Balance $1,000 | Apply Online Apply Now |
| Term 48-Month | Minimum Opening Balance $1,000 | Apply Online Apply Now |
| Term 60-Month | Minimum Opening Balance $1,000 | Apply Online Apply Now |
Use Business Online Banking and Mobile Banking to manage your certificate of deposit.
Interested in a Sandy Spring Bank Business CD?
Visit a Sandy Spring Bank branch or apply online above.
Check our current rates: