Sandy Spring Bank has a variety of FDIC-insured CDs to meet your savings needs regardless of your time horizon. You can avoid uncertainty by locking in a fixed interest rate, and performance is guaranteed. Simply select the product and term that works best for you and apply below. Or, visit a branch for a conversation.
CD Specials
| TERM | MINIMUM OPENING BALANCE | RATE | APPLY ONLINE |
| 8-Month CD Special » | $500 | 3.75%1 APY* | Open Now |
| 14-Month CD Special » | $2,500 | 3.65%2 APY* | Open now |
Not sure a CD meets your needs? Learn more about the Premier Money Market.
Current CDs
| Term | Minimum Opening Balance | Apply Online |
|---|---|---|
| Term 6-Month | Minimum Opening Balance $1,000 | Apply Online Open Now |
| Term 12-Month | Minimum Opening Balance $1,000 | Apply Online Open Now |
| Term 18-Month | Minimum Opening Balance $1,000 | Apply Online Open Now |
| Term 24-Month | Minimum Opening Balance $1,000 | Apply Online Open Now |
| Term 30-Month | Minimum Opening Balance $1,000 | Apply Online Open Now |
| Term 36-Month | Minimum Opening Balance $1,000 | Apply Online Open Now |
| Term 48-Month | Minimum Opening Balance $1,000 | Apply Online Open Now |
| Term 60-Month | Minimum Opening Balance $1,000 | Apply Online Open Now |