About Us

Birds eye view of the Chesapeake Bay. Sandy Spring Bank.

Sandy Spring Bank has more than 50 locations across Maryland, Virginia, and Washington, DC. 

Founded in 1868, Sandy Spring Bank is a premier community bank with more than 50 locations in Maryland, Virginia and Washington, D.C. The Bank offers a broad range of products and services, including retail and commercial banking, mortgage, private banking and trust services.1 The Bank is one of the largest financial institutions in the region and is known for its commitment to community investment.

Clients quickly realize that Sandy Spring Bank isn't just a financial institution but is also focused on creating lifelong relationships to make a difference in the lives of clients, employees and the community. Learn for yourself what makes us so unique.

We offer a broad array of financial services, including:

Our Story

In 1868, a small group of Quakers near present-day Olney, Maryland, struggled to manage the problematic economic conditions of the post-Civil War era. Financial security was a significant concern and so they resolved to change the status quo, and in the process formed Sandy Spring Bank. Designed to serve the local community one person and business at a time, it’s a business model that is still followed more than 156 years later.

Our Mission

Sandy Spring Bank is a company with local roots. We are committed to our communities, clients, employees and shareholders, and we believe in being responsive and always doing what is right. 

This means:

  • Community involvement, with our employees donating more than 4,000 volunteer service hours to nearly 200 organizations every year.
  • Recruiting and retaining a diverse and inclusive workforce.
  • Offering financial education, encouraging homeownership and investing in community development.
  • Ensuring prudent risk management and strong corporate governance.
  • Acting as stewards of the environment.

To learn more, please read our Corporate Responsibility Report. 

  • Disclosure

    Deposit and loan products are offered by Sandy Spring Bank, Member FDIC and Equal Housing Lender. 

    Wealth products are not FDIC insured, not guaranteed, and may lose value.

    1Private Client Group products and services are available for consumers meeting income and asset eligibility requirements. Please inquire for more information.

    Wealth Products offered by Sandy Spring Trust and Sandy Spring Private Client Group, divisions of Sandy Spring Bank.

    2SBA ­financing is subject to approval through the SBA 504 and SBA 7(a) programs. Loan terms, collateral and documentation requirements apply. Actual amortization, rate and extension of credit are subject to necessary credit approval. Sandy Spring Bank's credit standards and documentation requirements apply. Some restrictions may apply.