Estate Planning & Trust Services

Preparing for a smooth transfer of a legacy can at times be cumbersome. Sandy Spring Trust Officers can help, guided by decades of experience and expertise, all harnessed to help make responsible, informed decisions and avoid any missteps.

Our experienced professionals walk clients through the estate planning process and can work closely with one’s attorneys and advisors as they update and draft plans. We can also serve as Trustees to manage the trust and the trust assets and assist any Co-Trustees in carrying out their duties.

A fiduciary advisor acts solely in a client’s best interest when offering financial advice. 

They perform transactions for the client and must follow the best course of action, without any competing interests. Learn More. »

Whether you are creating a trust, managing an estate or otherwise seeking to secure a family’s long-term financial future, an advisor with fiduciary expertise helps navigate legal and administrative duties. Your advisor provides services, such as:

• Taking on responsibility for managing the trust day-to-day, for fiduciary accounts.
• Advise to the necessary details, from asset titles to proper trust funding.
• If we are the fiduciary, ensure everyone named in legal documents has the information they need. 
• Help transition smoothly between trustees.
• Supporting decisions in asset management, tax planning and estate planning.

Choose a trust that meets the requirements for your financial situation today and into the future. Some important options to consider include the following: 

• Trusts for younger beneficiaries. Ensure that the next generation’s resources remain secure and protected against rash decisions and outside influence. 
• Charitable trusts. We’ll work alongside your legal advisor, tax expert, and your chosen charity to make a mark on the community and the causes you care about. 
• Special needs situations. Special Needs Trusts require deep confidence, careful planning, and carefully chosen trustees. 
• Generation Skipping or Dynasty Trusts. Reduce estate taxes and preserve family assets for generations to come with Generation Skipping Trusts. 

We create a unique Investment Policy Statement (IPS) to guide client accounts, and our portfolio managers build the pool of assets for each trust with a clear understanding of goals and risk considerations.

Your estate encompasses all the tangible investments you hold dear, which are often the most complex and require specialized expertise to manage effectively. It deserves the protection only a personalized approach provides. We value your trust. Working together, we strive to understand the complexities of your finances to establish the mechanisms to protect your family — and your legacy — for generations to come.