Money. We all wish we had more of it, right? Some people dream of hitting the lottery, quitting their jobs, and moving to a remote island where they can live out their days in paradise. Yet for most people, this fantasy never comes true. But what would you do if you earned a substantial raise at work, were given a large bonus, or inherited a large sum of money? Even a small windfall can go a long way with the right savings plan in place. Here are some tips to help make your money work for you: