Privacy Policy

WHAT DOES SANDY SPRING BANK DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

For additional information about how we collect, share, and protect your personal information, please read our privacy notice below.

WHAT?

The types of personal information we collect and share depends on the product or service you have with us. This information can include:

Social Security Number and income
Account balances and transaction history
Credit history and payment history

For additional information about how we collect, share, and protect your personal information, please read our privacy notice below.

HOW?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Sandy Spring Bancorp chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Sandy Spring BanK share?	Can you limit this sharing?
Reasons we can share your personal information For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does Sandy Spring BanK share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our marketing purposes - to offer our products and services to you	Does Sandy Spring BanK share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For joint marketing with other financial companies	Does Sandy Spring BanK share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our affiliates’ everyday business purposes - information about your creditworthiness	Does Sandy Spring BanK share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our affiliates’ everyday business purposes - information about your creditworthiness	Does Sandy Spring BanK share? Yes	Can you limit this sharing? Yes
Reasons we can share your personal information For our affiliates to market to you	Does Sandy Spring BanK share? Yes	Can you limit this sharing? Yes
Reasons we can share your personal information For nonaffiliates to market to you	Does Sandy Spring BanK share? No	Can you limit this sharing? We do not share

To limit our sharing

Call 800.399.5919 - press 2 for our Client Service Center.

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Who we are

Who is providing this notice?

This notice is being provided by certain specific companies in the Sandy Spring Bank, a division of Atlantic Union Bank, corporate group, such as banks, securities brokers-dealers, investment advisors, and mortgage companies.

What we do

How does Sandy Spring Bancorp protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our employees are bound by our Code of Business Conduct and Ethics and policies when accessing your personal information.
How does Sandy Spring Bancorp collect my personal information?	We collect your personal information, for example, when you open an account or deposit money apply for a loan or pay your bills give us your contact information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include subsidiaries of Sandy Spring Bank, a division of Atlantic Union Bank. Additional companies include a trust company, an insurance company, and investment advisory firms.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates we can share with include government entities, credit bureaus, software developers, service providers, companies that provide marketing services on our behalf, and consulting firms.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include other financial organizations such as companies that may provide financial products or services not offered by us.

State and International Regulations: In addition to federal law, you may have other privacy protections under some state or international laws. We will comply with all applicable laws as to information about you, including medical information.

For additional privacy information, please visit:
https://www.sandyspringbank.com/privacy-frequently-asked-questions.

Questions? Call 800.399.5919 - press 2 for our Client Service Center.

As of 04/01/2025.