^*Annual Percentage Yield (APY) is accurate as of 03/12/2025. During the first 6 months after you open an account, the account will earn no less than 3.35% APY. At the end of the 6-month period, the APY will be based upon your account balance. As of 03/12/2025, the APY for corresponding account balances is as follows:  $250,000 and above: 2.50%; $100,000.00 - $249,999.99: 2.15%; $50,000.00 - $99,999.99: 1.80%; $25,000.00 - $49,999.99: 1.35%; $10,000.00 - $24,999.99: 1.25%; below $10,000.00: 0.00%.

This is a variable-rate account, and the rate may change any time without notice, except as otherwise set forth herein. Minimum opening deposit is $10,000.00 in funds not already on deposit with Sandy Spring Bank. Maximum opening deposit is $10,000,000. Fees may reduce earnings. Premier Money Market Savings is available to clients who open and maintain a Premier or Private Banking checking account. For other provisions applicable to the account, please see our Personal Deposit and Electronic Banking Agreement.

¹By law, banks are permitted to limit certain types of withdrawals and transfers from your savings and money market accounts and charge an excess activity fee when you exceed such limits. The limitations apply to withdrawals by check, draft, debit card purchase or similar order (if available on the account), or telephone, or automatic or pre-authorized transfers to another of your accounts with us or to a third party. The limitations also apply to transfers made by Telephone Banking, Online Banking, or Mobile Banking and transfers from your savings or money market account to cover overdrafts. Due to federal regulation changes, we are currently not applying these limits or charging an excess activity fee.