Business Savings

Business men and woman reviewing information on a conference table. Sandy Spring Bank Savings, Money Markets and CDs.

Our Business Savings options are adapted to your needs to help your business grow and thrive no matter where you are in its life cycle. You have the passion and expertise, let us handle the financials so you can keep your focus where it should be, on your business.

Let’s find a great option for your business starting with these recommendations. Call 866.867.1570 or visit a Sandy Spring Bank branch to get started.

Making it Easier

Keep your money in one place and avoid using multiple apps just to access your reserves. You can access both your Business Savings and Checking accounts through Business Online Banking and our mobile app. 

Partner you can trust 

For more than 156 years, we have helped businesses throughout Maryland, Virginia and Washington, D.C. achieve their goals and we can help you too. All decisions are made locally and even our client service center is staffed by people who are neighbors, all locals. We understand what your business needs to thrive because we understand the unique challenges you face here in the Washington, D.C. Metro Region.

  • Disclosure

    1By law, banks are permitted to limit certain types of withdrawals and transfers from your savings and money market accounts and charge an excess activity fee when you exceed such limits. The limitations apply to withdrawals by check, draft, debit card purchase or similar order (if available on the account), or telephone, or automatic or pre-authorized transfers to another of your accounts with us or to a third party. The limitations also apply to transfers made by Telephone Banking, Online Banking, or Mobile Banking and transfers from your savings or money market account to cover overdrafts. Due to federal regulation changes, we are currently not applying these limits or charging an excess activity fee.

    2Regardless of balance there is a $0.20 per check deposited over 50 per month or monthly statement cycle.

    3There is a $10 monthly maintenance fee that is waived when you maintain the required minimum daily balance. Fees may reduce earnings.

    4Penalties for early withdrawal may apply. A withdrawal of interest will reduce earnings.

    5This is a variable-rate account, and the rate may change any time without notice, except as otherwise set forth herein. Minimum opening deposit is $10,000 in funds not already on deposit with Sandy Spring Bank. Maximum opening deposit is $10,000,000. Fees may reduce earnings. Business Premier Money Market Savings is available to clients who open or maintain a Commercial or Business checking account.

    For other provisions applicable to the account, please view our Commercial Deposit Account and Electronic Banking Agreement, Product Sheets, Commercial Fee Schedule and our Rate Sheet.