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Disclosure
View our Fair Lending Policy statement. »
Loan programs subject to change without notice and cancellation at any time. Actual qualification is subject to verification and approval of income, credit, property appraisal and other factors. Additional fees, terms and conditions may apply. Other rates and terms are available. Please consult your tax adviser regarding tax deductibility. Adequate property insurance required.
1You can lock in a portion of your outstanding balance to a fixed rate, fixed term loan. As you pay off your term loan, that amount will become available to you again on your Line of Credit. Rate for the term loan will be determined at time of lock request.
2To open an account, you must pay certain fees to third parties such as appraisers, credit reporting firms and government agencies (closing costs). These third party fees generally total between $540.00 and $1,400 for a $50,000 line of credit. We will pay your closing costs, up to $5,000. You must pay any and all closing costs that exceed $5,000, including any applicable transfer taxes whether in part or in full. You will reimburse us for all closing costs that we paid on your behalf to third parties if the line is terminated (by you or us) during its first three years. Upon request, we will provide you with an itemization of these closing cost. Closing cost are not waived for purchase transactions.
3To open an account, you must pay certain fees to third parties such as appraisers, credit reporting firms and government agencies (closing costs). These third party fees generally total between $540.00 and $1,400.00 for a $50,000 loan. We will pay all closing costs on your behalf at closing WITH THE EXCEPTION OF ANY APPLICABLE TRANSFER TAXES AT CLOSING. You will reimburse us for all closing costs that we paid on your behalf to third parties if the loan is terminated (by you or us) during its first three years.