Small Business Administration (SBA) and U.S. Department of Agriculture (USDA) Loans
Start or grow your business with a government-guaranteed loan .
As a Preferred SBA Lender, we can reduce the time and headaches often associated with government-guaranteed lending. SBA and USDA loans provide more flexible underwriting guidelines1 and terms than traditional loans, including:
- Lower down payments
- Competitive rates
- Longer repayment terms
- Fully amortizing loan structures
What are government-guaranteed loans?
Both SBA and USDA loans are government-guaranteed, which means that government agencies agree to pay if the borrower defaults. This allows those who may not be able to be approved for a traditional loan to qualify for government-guaranteed loans.
What is a SBA Preferred Lender?
Sandy Spring Bank will work with you every step of the way and as a SBA Preferred Lender, we can help streamline the process and save you time. This designation is only given to select lenders with a proven record of success.
If you’re an entrepreneur looking to start their business or a longtime owner, we will work with you to find loan options so you can make those financial dreams a reality.
To Apply for an SBA or USDA loan or talk to a Sandy Spring Bank SBA Relationship Manager, contact:
John Golsen
Director of Government Sponsored Banking
jgolsen@sandyspringbank.com
Schedule an Appointment